Business restart loans

What is a Restart Loan?

Being a small business owner is not always a dance on roses. Sometimes you may need a reboot. As a small business owner, you may sometimes need a temporary injection of money. There may be many things that make you in need of a little reboot. It also does not have to mean that taking out a loan for a reboot is something negative. A restart loan is also suitable for those who want to grow with investments in marketing, inventories, materials and tools.

Why Do I Need a Restart Loan?

There are several reasons why you may need a restarting loan as an entrepreneur. Some reasons may be:

• Illness or injury
• Holiday
• Lost a customer
• Employee who has quit
• Inventories lost
• Materials, vehicles or tools that break

When that happens, it can feel dark. A mountain that you should not have to climb on your own. Therefore, there is Qreds Restart Loan. We understand that you as an entrepreneur need a little push and help along the way in your restart or start-up. But it doesn't have to be just because something has broken or gone wrong. You may need money for marketing or cover other expenses related to a startup.

Rebooting for growth

Since the loan period is from 1 month up to 36 months, our business loans very good for those who see a short-term need and an opportunity to increase your income in the near future, in order to later repay the loan. You may have a high season ahead of your door and need money for inventories, marketing or other things. Then you can quickly, safely and easily borrow money and pay it back when you receive income. Are you, for example, a craftsman, so maybe you need some tools to be able to take on that dream job? However, since you get paid only when the job is done, you have a hard time making it financially. Therefore, there is Qred to give you that reboot and relaunching you need.

For example, it can be spending money on marketing such as Google Adwords, social media, newspaper ads, etc.

Restart Loans Despite Payment Notes

We don't want a payment note to stand in the way of your dreams and your reboot. Therefore, we can offer a loan to your company even if you should have a note. If you have loans and credits in the past, our restart loan can solve it so that you can get your finances in order and continue to grow.

Qred's credit assessment

We are not like the bank. At Qred, we look at your business concept, cash flow and general ability to pay rather than age on the company, board, balance sheet and earnings reports. We want it to go well for you and your business. If you can increase your credit rating as an individual and as an entrepreneur, it will make it easier for us in our assessment.

At Qred, we use Creditsafe for credit reports. Something else that is popular and for many is synonymous with credit reporting is UC. It is an abbreviation for Enlightenment Central, which is both owned and used by the major Swedish banks. Would anyone take one UC this would appear in your credit report when you are going to take out future loans or otherwise need to demonstrate your creditworthiness. Having a lot of credit information in your UC report often sounds negative and can thus make life difficult for you. With Creditsafe, it is only we who took the information and you are the one to judge who sees that we have taken a credit report. Good, right?

This is Qred

• Business loans up to SEK 5,000,000.
• Fixed monthly fee
• No interest, set-up fee or hidden fees
• Pay only for the months you use the loan
• No binding time
• Always personalized service