Micro loans to companies

What is a microloan?

Microloans are small business loans, typically between SEK 50,000 and SEK 250,000, which are designed to help small businesses cover emergency costs or make smaller investments. These loans have become increasingly popular among small business owners, especially for those who run start-ups or businesses with limited resources. Microloans offer quick and easy access to capital, making them an attractive solution for businesses with immediate needs.

For many small business owners, access to finance can be a challenge, especially when they need a smaller amount that does not necessarily qualify for traditional bank loans. Microloans fill this gap by offering a fast and flexible financing solution that does not require extensive collateral or lengthy application processes. This allows entrepreneurs to quickly access the capital they need to manage unforeseen expenses, invest in new equipment, inventory or marketing activities.

One of the main advantages of microloans is the simplified application process. At Qred Bank, for example, entrepreneurs can apply for a microloan online using a short form and receive notification of loan decisions within minutes. That means companies can get the capital they need without having to wait weeks for a response.

Microloans also have flexible repayment terms, giving entrepreneurs the opportunity to choose a repayment plan that suits their cash flow. This makes it easier to manage the loan and ensures that companies can continue to operate without unnecessary financial stress. With microloans from Qred Bank, small businesses get the financial freedom they need to grow and prosper.

By microloans, we mean a loan to relatively small businesses. Originally, microloans have been used to stimulate small business in the third world, but this is at least as good for Swedish small businesses.

A microloan to companies is a loan of up to 250 000 SEK. It is a good fit when small businesses have a temporary need for extra liquidity. In particular, microloans are used when there is no collateral to pledge, such as real estate or capital goods. At Qred you can get a loan from SEK 50,000 up to SEK 5 million.

Microloans without UC?

Business loan with payment note? This can make it difficult to obtain a microloan if you or your company have payment notes. At Qred, you can quickly and easily apply for a microloan from SEK 50,000 up to SEK 250,000. It only takes a few minutes to apply and we promise to give you a quick response. You can apply for microloans with us without UC. However, we take a credit report on the company and the company's representatives. After that, we make an assessment of whether the loan should be approved or not.

Our loans have no set-up fee, no commitment period, no hidden fees, no interest and flat fee. Good, isn't it?

There is a difference between small business and small business

Many banks and lenders are beating themselves to the chest because they focus on the so-called “bad”. SME (Small and Medium Enterprises). According to the EU, a small company is a company that has up to 50 employees and a medium-sized company has up to 250 employees. When we talk about small businesses at Qred, we think of the smallest companies, with only a few or no employees. Unfortunately, it is a segment that many find unprofitable and is referred to by the banks as micro-enterprises.