Non-UC loans to companies

Are you a small business owner looking for financing and want to avoid having your credit rating negatively impacted by a credit report at UC? Then you've come right. Here you will get more information about business loans without UC.

What should you consider around UC when applying for a business loan?

UC (Upplysningscentralen) is one of Sweden's leading credit reporting companies and is used by many lenders to assess your creditworthiness. When you apply for a loan and UC requests a credit report, that request is recorded on your credit report. If you have multiple requests within a short period of time, it can lower your credit rating and make it harder to get approved for loans in the future.

For small business owners, a healthy credit rating is crucial, which is why it can be tempting to search for alternatives to business loans without UC.

However, it can often be about rogue lenders, who do not have hidden costs or other high fees for the loan. Take it as a sign of sanity that your lender or bank wants to make an informed decision and adjust the credit according to your circumstances.